If you aren’t comfortable taking out student loans, ask about the school’s payment plans.
There are also a number of scholarship opportunities available to adults who are going back to college. Check out the scholarship search site Fastweb, and speak with the financial aid office at your school about additional resources.
Returning to school at age 40 will be a struggle, but it will be worth it to find a career field that will keep you satisfied until you retire!
My Adults in Higher Education Blog 