Options for going back to school

Going Back to School at 40

The devil on one shoulder is saying, “Who goes back to college at 40? You’ve worked in this field for half your life, and now you want to just throw it all away and start over? You have responsibilities, financial obligations and loved ones who count on you. You can’t just push everything aside while you chase your wildest dreams.”

But let us speak from the other shoulder.

Your past is not a waste and you are not starting over. Your work experience may count as college credit. And of course you’ve gained life skills that can be applied in any number of degree fields.

Yes, you will have to make sacrifices, but your responsibilities will not be shirked. You can continue to work and care for your family, especially if you choose to get your degree online. Taking classes online means you can do it when you have the time. It is also usually less expensive than traditional college.

And you can keep costs down by applying for financial aid. Start out by completing the FAFSA, which will identify which grants and loans you’re eligible for. The federal student loans offered to you will have lower interest rates and more flexible payment plans than alternative loans.

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