Start out by completing the FAFSA, which will determine which grants and loans you’re eligible for. (Do not skip this step, no matter what!) Because you’re over 24, you will be able to fill out your FAFSA as an independent student, meaning you won’t have to include your parents’ financial info. This should help paint a more accurate picture of what you are truly able to afford.
In addition to grants (i.e. free money), the FAFSA will help you qualify for low-interest loans. You do not have to accept the loans you are offered.
Federal aid through the FAFSA isn’t your only resource. Look for scholarships for adult learners or in your major using search sites like Fastweb. Communicate your circumstances and needs with the school you to which you are applying, so they can help you find the aid you need. Lastly, if you plan to work while going to school, ask your employer about tuition assistance programs.
If flexibility in your schedule is important to you, consider getting your degree online. More and more accredited colleges and universities are offering online classes and complete degree programs allowing you to virtually “attend” classes when it’s most convenient for you.
Going back to college at 25 will be a challenge, but you will have many years to enjoy the benefits that come from having a college degree.
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